DES MOINES, Iowa (Feb. 14, 2018) – An Iowa House subcommittee has approved a bill that would help facilitate healthcare freedom outside of government insurance regulatory schemes.
Rep. David Heaton (R-Mt. Pleasant) introduced House Bill 2275 (HF2275) on February 7. The legislation specifies that direct primary care agreements (sometimes called medical retainer agreements) do not constitute insurance, thereby freeing doctors and patients from the onerous requirements and regulations under the state insurance code.
HF2275 also includes provisions defining direct primary care agreements and establishing modest requirements.
On Feb. 12, the House Human Resources subcommittee recommended HF2275 for passage.
According to Michigan Capitol Confidential, by removing a third party payer from the equation, medical retainer agreements help both physicians and patients minimize costs. Jack Spencer writes:
“Under medical retainer agreements, patients make monthly payments to a physician who in return agrees to provide a menu of routine services at no extra charge. Because no insurance company stands between patient and doctor, the hassles and expense of bureaucratic red tape are eliminated, which have resulted in dramatic cost reductions. Routine primary care services (and the bureaucracy required to reimburse them) are estimated to consume 40 cents out
Read more at The Tenth Amendment Center
(The opinions in this article are the opinions of the author and do not necessarily represent the views of Southern Nation News or SN.O.)