DES MOINES, Iowa (March 14, 2018) – Yesterday, an Iowa Senate committee passed a bill that would help facilitate healthcare freedom outside of government insurance regulatory schemes.
The House of Delegates Human Resources Committee introduced House Bill 2356 (HF2356) on Feb. 14. It replaced HF2275 sponsored by Rep. David Heaton (R-Mt. Pleasant). The legislation specifies that direct primary care agreements (sometimes called medical retainer agreements) do not constitute insurance, thereby freeing doctors and patients from the onerous requirements and regulations under the state insurance code.
HF2356 also includes provisions defining direct primary care agreements and establishing modest requirements.
The Senate Human Resources Committee approved HF2356 by a 9-3 vote. On Feb. 22, the House passed the measure by a 94-1 vote.
According to Michigan Capitol Confidential, by removing a third party payer from the equation, medical retainer agreements help both physicians and patients minimize costs. Jack Spencer writes:
“Under medical retainer agreements, patients make monthly payments to a physician who in return agrees to provide a menu of routine services at no extra charge. Because no insurance company stands between patient and doctor, the hassles and expense of bureaucratic red tape are eliminated, which
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